N   E  O      I  N  V   E  S   T

Private wealth management in your pocket

Professionally managed portfolios that are customized to your unique goals, timelines, and risk comfort.

Start with as little as $1

Say Hello to Neo Invest

powered by OneVest

We believe that access to personalized wealth management shouldn’t be reserved for the ultra-wealthy, it should be available to all Canadians. That’s why we’ve launched Neo Invest: a private wealth management experience at your fingertips.  

Based on your goals.

Built for real life.

You're on autopilot,

we aren't.

Access to exclusive investments.

Your portfolio is customized based on your risk comfort with your investments and what you actually want to do with your money.

We get you access to innovative investment products that most wealth managers don’t offer. 

Let a professional actively manage and rebalance your portfolio and navigate changing markets.

Invest your wealth like the 1%

Having a diversified portfolio is key to achieving your return goal and managing risk. In other words, don’t put all your eggs in one basket. Our portfolios include global innovative investment products that most wealth managers don’t offer.

With Neo Invest your portfolio is actively managed by experts and engages a greater range of asset classes and investment strategies than most competitor portfolios. 

Investment Types

Personalized investment portfolios 

Investment experts do the heavy lifting, so you don't have to. Here’s how it works:

Getting to know you

Personalized goals

Your portfolio

Understanding your risk comfort, financial situation, and general knowledge of investments helps us construct your personalized portfolio.

From saving for a dream vacation to retirement, and everything in between, let us know what you’re working towards and we’ll come up with a portfolio for you. 

Take time to get to know the portfolio we recommend for you. If you’re comfortable with the recommendation then just accept to get the ball moving. 

Start investing

Stay flexible

Set it and forget it

Add new funds (or transfer your existing investments) into your new portfolio to get started.

We take care of the investments¹, you take care of being you. Of course you can check in on your investments anytime you want.

Life happens. Make changes to your goals and investment objectives whenever you need.

Start with as little as $1

We have your back

Neo Invest might be new, but investments aren’t new to Neo. Over the past two years alone, we’ve raised over $100 million dollars from notable investors. We’ve since created Canada’s voted best cashback credit card² and voted best savings account³.



We’ve partnered with leading financial institutions for each of our products, and Neo Invest is no exception. Assets in your Neo Invest–powered by OneVest accounts are held with CI Investment Services (CIIS), a registered investment dealer in Canada, which is a member of the Investment Industry Regulatory Organization of Canada (IIROC).

Start with as little as $1

Have questions or want to chat?

Visit the Neo Financial Help Centre for answers to commonly asked questions or contact support 7 days a week from 7:00 am to 8:00 pm MST.

Our friendly support team is on it

FAQs

OneVest is building the future of wealth management. By pairing human touch with technology, they create personalized portfolios that better meet your investment goals. Plus, their embedded Wealth-as-a-Service platform allows for sophisticated and institutional quality investment solutions.


The investments included in your portfolio are selected based on your risk comfort, financial situation, and time horizons. Your portfolio is constructed using ETFs, and they cover a range of globally diversified investments including digital assets, alternative asset classes, and more. When you complete your account set up, we will teach you more about what is in your portfolio.


You can choose to set up your portfolios with a TFSA, RRSP, or Personal account.

Your TFSA allows you to save or invest money tax-free. Any profits earned in this account (for example, investment income and capital gains) is tax-free, even when it is withdrawn.

Your RRSP account allows you to plan for your retirement in a tax-efficient manner. Not only are profits earned in an RRSP account tax-free, but your RRSP contributions can also be used to reduce your income tax. You only pay tax when you withdraw money from the account.

Investing with your personal account allows you to invest your money while keeping it accessible. Personal accounts do not have withdrawal restrictions, but you do have to pay taxes on your profits when investments are sold. This account is a good option for anyone looking to access cash in the near future or if you’ve already maxed out your TFSA and RRSP contribution limits.


We keep fees as low as possible. With traditional wealth managers, your fees could be between 1.5%-2.5%⁴. With Neo Invest, you’ll be charged 0.75% on Assets Under Management (AUM) as a discretionary management fee, which includes all custody and trade execution charges. For example, if your account is valued at $10,000, then your annual fee is calculated as $10,000 x 0.0075 = $75 a year. The management fee is calculated based on your average daily account value and is withdrawn from your account on a monthly basis.

Some products in your portfolio may include indirect fees, depending on your portfolio. These fees, called Management Expense Ratio (MER) fees, are charged within the products held within your portfolio. Depending on your portfolio, your weighted-average MER can range from 0.4% to 0.5%.

Depending on which account you invest with and where you live in Canada, the management fees you pay can also be subject to taxes.


$1.00! We believe private wealth management should be available to all Canadians.


A fully managed portfolio means that a professional takes care of your investing on your behalf. Your portfolio is actively managed to take advantage of changing market conditions with the objective of maximizing your risk-adjusted return.


Have questions? Our team would love to chat with you. Email us at support@neofinancial.com or call us at 1-855-536-1993.


When you get Neo Invest, you answer a series of questions that help us customize your portfolio to your goals, timelines and risk comfort. Your answers directly influence the type of portfolio we recommend.


OneVest Management Inc. is a registered Portfolio Manager in each province and territory of Canada and an Investment Fund Manager in the provinces of Alberta, Ontario, Quebec and Newfoundland and Labrador. Assets in your OneVest accounts are held with CI Investment Services (CIIS), a registered investment dealer in each province and territory of Canada, and a member of the Investment Industry Regulatory Organization of Canada (IIROC).


Neo Invest is not available in French or in Quebec.


¹ The Funds are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer and are not guaranteed or insured. Their values change frequently.


² As awarded on October 19, 2021 by votes cast in the RewardsCanada.ca Canada’s Choice awards.


³ As awarded on August 25, 2021 by the Financial Post.


⁴ Based on research comparing the fees offered by traditional wealth management firms. Research conducted by OneVest and provided to Neo Invest in March 2022.


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