The Neo Everyday Essentials Card

$8.99 per month | Valued at over $170⁷ each year

Unlimited instant cashback

1.5x more cashback at gas and grocery partners¹

Boosted cashback at brands like Costco and Walmart

Exclusive offers at popular grocery stores and gas station chains¹

Life insurance² protection to cover card balances

Subscribe Now

Cashback plus essential perks

Unlimited instant cashback

Earn more on groceries

Supercharge gas rewards

Unlock premium offers at more places

Coverage for credit balances

With Neo, there are no limits to the amount of instant cashback you can earn. Just use your Neo Card™ wherever you shop and collect on average 5% cashback³ that you can use immediately.

Shop at leading grocery chains and wholesale stores like Costco and Walmart to rack up 2% cashback¹ on your everyday purchases, 3% at liquor store partners⁴, and up to 6% at partner bakeries, butchers and more⁴!

Get boosted cashback rewards at eligible major gas chains with offers increasing to an average of 2% cashback¹ at most national gas chain partners.

Get access to exclusive offers by unlocking a wider selection of popular grocery stores and gas station chains like Husky, Chevron, and Irving Oil.

Cover small debts and other cash needs with $2,500 of group life insurance². You can also use the 24/7 legal assistance hotline to consult with an experienced lawyer in any area of law—at no cost to you.


Subscribe Now

More Bundles, more rewards.

Neo offers the ability to customize your Neo Card™ by adding as many additional reward Bundles as you’d like.

Mind & Body

Premium Access

Unlock your best self with unlimited online fitness and mindfulness classes, plus earn extra cashback at partner studios and gyms.


$9.99 per month

Get the best of Neo with up to 20% cashback¹ on first-time purchases, access to exclusive offers¹, plus extended warranty⁵ and purchase protection⁵ coverage.


$0.99 per month

Travel

Mobile & Personal Protection

Travel better and more often with worldwide lounge access, 2% cashback on foreign transactions, and a full suite of travel insurance⁵ coverage for trip cancellation, car rentals, and more.


$4.99 per month

Enjoy worry-free protection for your device against damage, breakdowns, and theft⁶. Manage your passwords, payments, and personal details securely across with the included subscription to Dashlane.


$9.99 per month

Easy to try

Flexible, subscription-based, with no commitments. With the Neo Gas & Grocery card, we’re putting more purchasing power into your hands.

Subscribe Now

Got questions? We can answer them.

1. Open your Neo app and log in to your account

2. Tap Rewards in the navigation

3. Continue to your Rewards Wallet in the top left

4. Tap My Plan

5. Tap + Add and select the Bundle(s) you’d like

6. Tap Add to Plan

Yes! You can add as many Bundles as you would like. Bundles were specifically designed to allow you the flexibility to combine or “stack” them in any combination.

At this time there aren’t any discounts for adding more than one Bundle. We’ve put a lot of effort into ensuring that these Bundles are packed with value for the lowest possible price.

If you cancel a Bundle mid-month, you’ll keep all the benefits until the end of the current month.

No, you’re not charged the full amount. Your account will be charged a prorated amount based on how many days are left in the month.

¹ Minimum value indicated is based on research comparing estimated annual spend by Neo Cardholders, as collated by Neo on October 25, 2022. Estimated minimum value varies per bundle, offer and partner and is subject to change without notice.


² Member insurance benefits underwritten by The Wawanesa Life Insurance Company under a Group Policy issued to Neo Financial Technologies Inc. All coverage is subject to the terms, conditions, limitations and exclusions outlined in the insurance booklet.


³ Average based on current offers at select partners. Cashback varies per bundle, offer, and partner.


⁴ Average based on current offers at select partners. Cashback varies per bundle, offer and partner. Value increase is an average and depends on card use. Offer is subject to the Rewards Policy. Offer may be amended or cancelled at any time without notice.


⁵ Insurance coverage is underwritten by Chubb Insurance Company of Canada under a Group Policy issued to Neo Financial Technologies Inc. All coverage is subject to the terms, conditions, limitations and exclusions outlined in the Certificate of Insurance, and for Quebec residents the Summary and Fact Sheet. The cost will be charged to your Neo Card™. Neo, its employees and representatives are not agents of Chubb, nor can they waive or change any terms of the insurance coverage.


⁶ Up to 2 claims per year with $49 deductible and $500 limit.


⁷ Minimum value indicated is based on research comparing estimated annual spend by Neo Cardholders, as collated by Neo on October 25, 2022. Estimated minimum value varies per bundle, offer and partner and is subject to change without notice.


Card issued by ATB Financial pursuant to license by Mastercard International Inc. Mastercard®️ is a registered trademark and the circles design is a trademark of Mastercard International Inc.


All product and company names are trademarks™️ or registered®️ trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them. Any product names, logos, brands, and other trademarks or images featured or referred to within the Neo website are the property of their respective trademark holders.


By using this website, you accept our Terms and Conditions and Privacy Policy. © Neo Financial 2022